Finance your kitchen, bath, roof, or deck through our lending partner Upgrade. Options include 0% interest and no payments for 12 months.
Checking your rate takes 2 minutes and won’t affect your credit score.
A few questions, soft credit check only — your score is untouched.
See what you qualify for and choose the payment that fits your budget.
We build. You pay monthly. Simple.
Every plan is a fixed-rate loan through Upgrade. No surprises, no balloon payments, no prepayment fees.
Best for: getting it done now, with a full year to pay it off.
Pay the balance within 12 months and you owe zero interest. Need longer? The loan continues at its regular rate — no penalty, no reset.
$0 due for the first 12 months⁴
12.99% APR accrues during the promo period and is waived if paid in full before it ends.
Best for: a larger monthly payment and zero interest, period.
Split the project into 24 equal payments and never pay a dollar of interest.
$10,000 project ≈ $417/month²
Based on Upgrade’s example: $10,000 loan, 2-year term, 0% APR. See disclosures below.
Best for: bigger projects where the monthly number matters most.
Stretch the cost so a full kitchen or new roof becomes a line item in the budget — not a life event.
$10,000 project ≈ $114/month¹
Based on Upgrade’s example: $10,000 loan, 15-year term, 10.99% APR. See disclosures below.
Not sure which fits? A 2-minute rate check shows exactly which plans you qualify for — and the monthly payment for each.
Financing provided through Upgrade · Loans made by Cross River Bank, Member FDIC.
Soft credit check only. Seeing your options won’t lower your score. A hard pull only happens if you accept a loan.
All credit types considered. Good, fair, rebuilding — check anyway. You might be surprised.
No obligation. Checking your rate doesn’t commit you to a loan — or to us.
Pay it off early, free. No prepayment or cancellation fees. Ever.
Fixed payments. Your rate and payment are locked from day one.
Funding up to $100,000. Enough for the kitchen and the bathroom.
Financing means trusting someone for years, not weeks. Same family, same name, same phone number in Maryland since 1977.
3D renderings and a complete scope of work before a single nail is driven. You see it before we build it.
No handoffs, no confusion, no “I’ll have to check on that.”
5-year written workmanship warranty on interior and exterior remodeling projects; 1 year on concrete and repairs. In your project file — not a handshake.
Office, showroom, and warehouse in Burtonsville. Not a franchise — your neighbors.
We don’t take every project. If we’re not right, we’ll say so and point you to someone who is.
Someone from Chase Remodeling follows up within one business day. No call centers, no runaround.
Same-day response during business hours. Always within one business day.
Check your rate, see your monthly payment, and decide on your own schedule. Your credit score won’t be affected.
Check My Rate — Free & No Obligation
Prefer to talk it through? Call us at 301-901-7341.
No pressure, no obligation. Your information is never sold or shared.
To see Upgrade’s program disclaimers, please click here. Loans are subject to credit approval. Home Improvement Loans offered through Upgrade are made by Cross River Bank, Member FDIC, Equal Housing Lender. Upgrade, Inc. (NMLS #1548935) holds the following state licenses.
Home Improvement Loans made through Upgrade feature Annual Percentage Rates (APRs) of 0.00%–29.99%. Lowest rates require Autopay. Loans feature repayment terms of 2 years to 15 years. Loans may be disbursed in one or more advances. Actual loan terms may vary depending on, among other things, the exact number of advances, the amount of each advance, the date on which each advance will occur, and if a promotional plan applies.
1 For example, if a borrower receives a $10,000 loan with a 15-year term and a 10.99% Annual Percentage Rate (APR) and the loan is disbursed in 2 advances (20% on Day 1 and 80% on Day 90), the borrower will have a required monthly payment of $113.60.
2 For example, if a borrower receives a $10,000 loan with a 2-year term and a 0% Annual Percentage Rate (APR) and the loan is disbursed in 2 advances (20% on Day 1 and 80% on Day 90), the borrower will have a required monthly payment of $416.67.
4 For example, under this promotional plan (i.e., no payments required during the 12 months promotional period beginning after we disburse the first advance, and interest accrues during the promotional period but is waived if the loan is paid in full before the end of the promotional period), if a borrower receives a $10,000 loan with a 10-year term and a 12.99% Annual Percentage Rate (APR), the loan is disbursed in 2 advances (20% on Day 1 and 80% on Day 90), and the loan is not paid in full before the end of the promotional period, the borrower will have a required monthly payment of $164.82 after the promotional period ends. All interest accrued during the promotional period will be included in your monthly payment on a pro-rata basis for the remainder of the loan term if the loan is not paid in full by the end of the promotional period. If the loan is paid in full before the end of the promotional period, all interest accrued during the promotional period will be waived.
